The Ultimate List
Some CreditManiacs started this list, for letting you know what credit bureau is used by certain creditors. This can be helpful if you know one of your bureaus files is better than another. Please realize that many times creditors may use the closest bureaus to your home. You may not get the same results as others. If you know any additions or corrections let us know!
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Key: X
= Experian
E = Equifax
T = Trans Union
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Advanta Mortgage |
X |
|
Allstate Insurance |
T |
|
American Eagle Outfitters |
X |
|
Amex |
X OR T |
|
Amoco/BP |
E OR X |
|
Aria |
X |
|
Associates Bank |
E |
|
Associates Credit |
X OR T |
|
AT&T Wireless |
E |
|
Bank First |
X |
|
Bank of America |
T OR E |
|
BankBoston |
X |
|
BankOne |
T |
|
Best Buy |
X |
|
Bradlees |
T |
|
Brooks Brothers |
X |
|
Capital One |
X OR E |
|
Cato |
T |
|
Chase |
E OR T |
|
Circuit City |
X OR E |
|
Citgo |
X |
|
Citibank |
E OR T |
|
CompUSA |
T |
|
Daytons |
X OR E |
|
Dell Credit |
X |
|
Diamond Shamrock |
E OR X |
|
Discover |
T OR E |
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Disney Credit Card |
X |
| |
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Eddie Bauer |
T |
|
Exxon |
X |
|
Farmers |
T |
|
FCNB |
T |
| |
|
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First Consumers Bank |
E |
|
First USA |
T OR E |
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Fleet Bank |
X |
|
Foleys |
T OR E |
|
Ford Motor Credit |
E |
|
Fred Meyers/Littman Jewelers |
X |
|
GE Capital |
E |
|
GetSmart |
X |
|
Home Depot |
X |
|
Household Bank |
T |
|
Hudsons |
X OR E |
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JC Penney |
E |
|
KAY Jewelers |
T |
|
Kmart |
X |
|
Lord & Taylor |
X |
|
Lowe's |
X |
|
Macy's (GE Capitol) |
X OR E |
|
Marshall Fields |
X OR E |
|
MBNA |
X OR T |
| |
|
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Mervyns |
X OR E |
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Mobil |
T |
|
Neiman Marcus |
X OR T |
| |
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OfficeMax |
T OR X |
|
Orchard Bank |
X |
| |
|
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QVC |
X |
|
Retailers National Bank |
X OR E |
|
Sears |
E OR T |
|
Security First National Bank |
E OR T |
|
Shell |
X |
|
Spiegel |
T |
|
Staples |
T OR X |
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Sunoco |
E OR X |
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Target |
X OR E |
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Texaco |
T |
|
The Bon*Ton |
E |
|
Travelers Bank |
T |
|
Voice Stream Wireless |
T |
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Walmart |
X |
|
Wells Fargo |
T OR E |
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WFNNB |
E |
|
Zales Jewelers |
T |
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